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Flex Car Loan. With no advance payment and no prepayment charges…

Monday, July 27th, 2020

Flex Car Loan. With no advance payment and no prepayment charges…

With no advance payment and no prepayment charges, our Flex car finance is made to help you to get the vehicle you would like with financing options that work for you personally.

What’s The Flex Car Finance?

Our Flex car finance is much like a rent, except that you actually have the automobile. At the conclusion of the funding term, it is possible to wthhold the automobile if you are paying the balance that is remaining fund the total amount in the current utilized prices. Or perhaps you can merely get back the vehicle. 1

So how exactly does the Flex Loan Program work?

The Flex Loan Program can be obtained for brand new and used cars (up to five model years of age). Funding options can be obtained from 24 to 72 months, offering re payments as much as 40per cent less than mainstream funding. Let me reveal an illustration:

Mainstream Loan Flex Loan
Loan Amount $30,000 $30,000
Loan Term three years three years
fully guaranteed Future Value (GFV) n/a $16,500
monthly premiums $869.00 $464.80*

*Payments 1-35 are $464.80 by having a 36th repayment of $16,500 (GFV). 45 times to payment that is first. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and might vary because of credit that is individual and/or loan term. (2) re Payments shown can vary through the payment that is final by credit union loan agent.

At any right time throughout your loan term you are able to:

  • Offer the automobile, spend the loan stability (including recurring value) and keep any distinction.
  • Utilize the automobile being a trade-in, together with loan stability (including recurring value) is compensated within the deal.
  • Keep consitently the automobile and refinance the loan balance (including recurring value) as a used automobile loan.

At loan readiness, you’ve got the solution to get back the car and walk out of the recurring value. (more…)